Punjab National Bank provides PNB Net Banking services to all its customers, allowing them to enjoy the advantages of online banking. When customers sign up for PNB internet banking, they gain access to round-the-clock online support for their various banking requirements. These services include online tax payments, checking account balances, making credit card payments, transferring funds, and paying bills.
PNB Netbanking Services Explained
Punjab National Bank’s net banking offers a range of convenient services for its customers. Here’s a breakdown of what you can do:
- Customer Support
- Get assistance 24/7 through PNB SMS Banking, email, and phone calls.
- Fund Transfer
- Easily transfer money to PNB Net Banking
- accounts or accounts in other banks using IMPS, RTGS, and NEFT services.
- Bill Payments
- Pay your utility bills, such as electricity, water, and credit card bills, using PNB’s internet banking platform.
- Account Details
- Access your account statements, bank information, and transaction history with PNB Net Banking. You can also view online mini-statements.
- Chequebook Services
- Request a new PNB checkbook through net banking. You can also track the status of checks you’ve issued and even stop a payment.
- Financial Services
- Explore a variety of financial options, including opening Fixed Deposits (FD), Recurring Deposits (RD), and Public Provident Fund (PPF) accounts. Invest in mutual funds, and explore housing loans, education loans, and personal loans offered by PNB.
These services make managing your finances easier and more accessible through the PNB Net Banking platform.
How to Sign Up for Punjab National Bank Net Banking
- If you want to register for Punjab National Bank’s net banking services, follow these simple steps:
- Go to Punjab National Bank’s Internet banking portal by visiting this link: https://www.pnbindia.in/retail-Internet-banking.html
- Click on “Internet Banking Login,” which will take you to a new page where you’ll need to enter your User ID.
- Choose the “new user” option.
- Now, enter your account number or PAN Card Number and select the type of registration.
- Click “Verify” after entering the required details.
- You’ll need to specify the type of facility you want. An OTP (One-Time Password) will be sent to your registered phone number. Enter this OTP on the screen for verification.
- Provide your debit card number and the necessary grid numbers. Once done, click “Continue.
- You’ll be prompted to set your login pin and password. Enter both and proceed.
- Take the time to read and accept all the terms and conditions. Finally, click on the “Complete registration” button.
- After a successful registration, a pop-up message will confirm that you’ve been “successfully registered.”
- Following these steps will enable you to set up your Punjab National Bank Net Banking account quickly and easily.
Logging into PNB Net Banking as a Retail User
To access your Punjab National Bank net banking account as a retail user, follow these straightforward steps:
- Visit the PNB Net Banking Retail Internet Banking portal by going to this web address: https://www.pnbindia.in/retail-Internet-banking.html.
- Choose the ‘Internet Login’ option.
- On the next page, you’ll be prompted to enter your User ID or Customer ID. Click “Continue” once you’ve done that.
- Enter your login password and then click the ‘Login’ button. Make sure to accept all the provided terms and conditions.
- Input the OTP (One-Time Password) sent to your registered mobile number, and then click ‘Submit.’
- You’ll be asked to select seven security questions from the options available. After you’ve completed this step, click ‘Register.’
- In the next phase, you’ll need to choose an image and write a relevant phrase. Once you’ve done this, click ‘Submit’ to log in.
- By following these steps, you’ll be able to log in to your Punjab National Bank net banking account smoothly and securely as a retail user.
Activating and Logging In to PNB Corporate Net Banking
If you’re a PNB Corporate user looking to activate and access your net banking services, here’s what you need to do:
Visit your nearest PNB Net Banking bank branch.
Complete and submit a PNB-1212 form.
After processing your request, you’ll receive a corporate ID/administrator ID and a password.
You can then use these credentials to log in to PNB’s corporate net banking platform.
Here are the steps to log in to PNB Corporate Net Banking:
- Visit the PNB net banking login page and choose ‘Corporate Internet Login.’
- Enter your Corporate ID and admin user ID to proceed.
- Type in your password to access your account. You’ll receive an OTP on your registered mobile number during the initial login.
- Enter the OTP and follow the prompts to set up security questions.
- Choose your security questions and click ‘Submit.’ You’ll then be successfully logged in to the PNB Net BankingCorporate Net Banking portal.
How to Reset Your PNB Internet Banking Password
- If you need to reset your PNB online banking password, follow these simple steps:
- Start by visiting the PNB net banking portal and provide your PNB User ID.
- Click on ‘Continue’ and then select the ‘Forgot Password’ option.
- Enter your user ID once more and submit your request. You’ll receive an OTP on your registered phone number.
- Enter the OTP and proceed to the next step.
- On the following page, provide the required information, including your bank account number, debit card number, and ATM PIN. Then, click ‘Continue.’
- Now, you’ll be guided to reset your net banking password. Create a new password and confirm it by clicking ‘continue.’
Once you’ve successfully completed the process, a pop-up message will confirm the reset.
How to Send Money with PNB Netbanking
Once you’ve set up your PNB online banking, transferring money becomes a breeze. Whether it’s moving funds between your own accounts or sending money to other PNB accounts or even accounts in different banks, here’s how you can do it:
- Sending Money to Other PNB Accounts
- To transfer funds to another PNB account, follow these steps:
- Open and log in to the PNB internet banking portal.
- Select ‘Transactions’ and choose the ‘Within PNB’ option for transferring funds to another PNB account.
Pick the beneficiary account for the fund transfer. If the beneficiary account is not added, click ‘Add Beneficiary’ and provide the beneficiary account number, IFSC code, and the beneficiary’s name.
Enter the amount to be transferred. The transaction date is automatically set to the current date, but you can manually adjust it for future transactions.
Click ‘Continue’ and enter your PNB net banking transaction password.
Finally, click ‘Submit’ to complete the transaction.
If you have a PNB account, you can easily send money to other bank accounts using services like IMPS, NEFT, or RTGS. However, if you’re a PNB corporate banking user, your options for fund transfers are limited to RTGS and NEFT.
Also Read: How To Login To IOB Net Banking And Register Features,
Here’s a guide you can follow to make transactions through PNB internet banking:
- Visit the PNB internet banking portal.
- Log in as either ‘Retail User login’ or ‘Corporate User Login.’
- Choose ‘NEFT/RTGS/IMPS’ from the ‘Transactions’ option.
- Select the beneficiary account for the fund transfer. If it’s not added, click on ‘Add Beneficiary.’
- Provide the beneficiary account number, IFSC code, and the beneficiary’s name.
- Input the amount and date of the transaction.
- Click ‘Continue’ and enter your PNB net banking transaction password.
- Finally, click the ‘Submit’ button to complete your transaction.
- Transaction Limits and Fees for IMPS
If you’re using PNB internet banking for IMPS fund transfers, here’s a breakdown of the applicable charges listed in the table below:
| Transfer Amount | IMPS Charges on Online Transaction | IMPS Charges on Offline Transaction |
| Upto Rs.1000 | NIL | NIL |
| Above 1000 to Rs. 1 lakh | Rs.5 plus GST | Rs.6 plus GST |
| Above Rs. 1 lakh | Rs.10 plus GST | Rs.12 plus GST |
NEFT Fees
When you make an NEFT transfer online through PNB e-banking or net banking, PNB doesn’t impose any charges. However, if you choose to conduct the NEFT transaction offline by visiting a PNB Net Banking branch, certain charges will apply:
If you use PNB e-banking or net banking for your NEFT transfer online, PNB won’t charge you any fees. However, if you decide to do the NEFT transaction in person by visiting a PNB branch, certain charges will apply.
Also Read: Banking At Your Fingertips: Exploring The Wonders Of Indian Bank Net Banking
| Transfer Amount | NEFT Charges on Offline Transaction |
|---|---|
| Upto Rs.10,000 | Rs.2 |
| Above Rs.10,000 to Rs. 1 lakh | Rs. 4 |
| Above Rs. 1 lakh to Rs. 2 lakh | Rs. 14 |
| Above Rs. 2 lakh | Rs. 24 |
PNB Mobile Banking
PNB ONE is a comprehensive mobile banking app from Punjab National Bank, bringing together various functions in one convenient platform. With the PNB Net Banking mobile banking app, you can access essential banking services anytime, anywhere. Simply download the mobile application and register to start using PNB’s mobile banking services.
How to Activate PNB Mobile Banking Services
If you want to register for Punjab National Bank’s mobile banking services, follow these simple steps:
Step 1: Download and install the PNB Net Banking m-banking app on your mobile device.
Step 2: Open the application and choose the ‘new user’ option to get started.
Step 3: Provide your bank account number, and registration number, and select your preferred mode of operation. Click ‘Continue’ once you’ve filled in the details.
Step 4: Enter the OTP generated on your registered phone number.
Step 5: Now, input the 16-digit debit card number and ATM pin. Click ‘Continue’ to proceed.
Step 6: For added security, create a security PIN or MPIN.
Generate an MPIN and confirm it for verification.
Step 7: A pop-up message will confirm the completion of the registration process.
Also Read: Effortless Banking Anytime, Anywhere: Your Ultimate HDFC Net Banking Login Guide
With these steps, you’ll successfully activate PNB’s mobile banking services on your device.
Frequently Asked Questions (FAQs)
Q. What are the benefits of using PNB net banking?
A. PNB Internet banking offers numerous advantages. Customers using net banking can access 24×7 customer support for fund transfers, account details, and transactions. It also provides services like blocking ATM/Debit Cards and other financial features such as opening FD, and RD accounts, and investing in mutual funds.
Q. Can I sign up for Punjab National Bank Internet Banking without having a bank account?
A. No, you need to have a bank account with Punjab National Bank to register for internet banking services.
Q. Are there any charges for PNB mobile banking?
A. No, you can use PNB m-banking services free of charge.
Q. What should I do if I forget my PNB net banking login password?
A. If you forget your net banking password, you can easily reset it by logging into your net banking portal. Use your user ID and click on the ‘forget password’ option to set up a new password.
Q. How can I activate my PNB digital banking services?
A. You can activate your PNB Net Banking digital banking or net banking services through either offline or online processes. For the online process, visit the online banking portal and register for digital banking services. For the offline process, go to the nearest branch, fill in the application form, and apply for PNB digital banking services.
