With HDFC Bank’s net banking, you can manage your account and do all sorts of transactions anytime. You don’t need to go to the bank—
online banking lets you do 200 different transactions without leaving your place. It’s free to activate, and anyone with a bank account can use it.
We’ve covered how to sign up and log in to HDFC Net Banking here. You can also find info on the benefits and services it offers.
Here are some things you can do with HDFC Net Banking
Account Management: Keep an eye on your savings, current, and credit card accounts. You can check your balances, and transaction history, and even download account statements.
Funds Transfer: Move money around easily. Whether it’s to other HDFC Bank accounts or accounts in different banks across India, you can do it using NEFT, RTGS, IMPS, or UPI.
Bill Payments: No need to stand in line. Pay your utility bills, credit card bills, and other expenses online. You can also set up automatic payments and get alerts for your bills.
Investment: Invest in mutual funds, fixed deposits, and other options Net Banking Bank offers through Netbanking.
Online Shopping: Shop securely online and make payments with your Bank debit or credit card.
Loan Management: Stay on top of your loans. Check balances, payment history, and repayment schedules. You can also apply for loans and track your applications.
Mobile Banking: Access your accounts on the go with the HDFC Net Banking Bank mobile banking app, which has many of the same features as the online service.
Want to sign up for HDFC Internet Banking? Easy peasy! You’ve got four options:
a) Through the Bank’s Branch: Swing by your nearest Bank branch.
b) Through Customer Care: Give them a ring, and they’ll guide you through.
c) Through the ATM: Yup, you can do it at the ATM too.
d) Through the Bank Net Banking Portal: If you’re feeling tech-savvy, go online and get it done there.
- If you prefer the in-person route at the bank:
- Head over to your nearest Net Banking Bank branch.
- Grab the application form there or download it online.
Fill it out and submit it along with the necessary info (like account number, username, address, etc.).
Don’t forget to include two copies of proof of residence/identity and your account passbook details.
Once done, ask for the pre-activated net banking kit. It comes with your user ID, password, and the dos and don’ts of using net banking. Easy peasy!
Let’s break down the other ways to register:
Through Customer Care:
Give a ring to HDFC Net Banking phone banking or customer service. Share your customer ID, contact info, and phone number. They’ll mail your net banking details to your current address in about five working days.
Through the ATM:
Swing by the closest HDFC Net Banking Bank ATM. Use your ATM card and pin. Once in, hit “other options” on the main screen, then choose ”online banking registration.” The system pulls your info, and within five working days, HDFC will shoot you your user ID and password.
Through the Portal:
For the online buffs, head to the HDFC Net Banking Net Banking portal (https://netbanking.hdfcbank.com/netbanking/). Hit ‘First Time User,’ enter your Customer ID and Captcha Code, and click ’Continue.’ Share your bank account details, enter the OTP sent to your phone, and create a new password. Log in with these credentials for all your net banking needs. Easy, right?
To get into HDFC Internet Banking, follow these steps:
Step 1: Go to the HDFC online banking portal at https://www.hdfcbank.com/.
Step 2: Hit ‘Login’ and choose ‘Net Banking.’ You’ll be taken to the login page.
Step 3: Type in your customer ID or user ID and click ‘Continue.’
Step 4: Enter your password and hit ‘Enter’ to dive into the Net Banking Bank net banking dashboard. Easy as pie!
If you need to reset your HDFC Net Banking password, here’s the rundown:
- Go to the HDFC Net Banking Net Banking website and hit “Forgot Password.”
- Put in your Customer ID and the mobile number or email ID you’ve registered.
- You’ll get an OTP on that registered mobile number or email ID.
- Enter the OTP and create a new password following the website’s guidelines.
- Confirm the new password by typing it again.
- Click ”Submit” to wrap up the password reset.
If you run into any hiccups, just reach out to HDFC Net Banking customer support for a hand. They’ve got your back!
Let’s talk about Bank Chat Banking—a cool new feature for getting instant help. It’s available 24/7 and is super easy to use. Plus, it’s all safe and secure with end-to-end encryption.
Also Read: How To Login To IOB Net Banking And Register Features,
Here’s what you can do with HDFC Chat Banking:
- Account-related stuff:
- Check your account balance and statements.
- Sort out cheque-related questions.
- Get updates and info about your savings account.
- Receive payment alerts for every transaction.
- Find out an IFSC code.
- Debit/Credit card things:
- Check your outstanding balance.
- Get transaction details, statements, current credit limits, and reward points.
- Smart Assist through chats:
- Type any questions about debit cards, credit cards, loans, and more. The smart chat assist team will reply in a flash.
24×7 Assistance:
Access HDFC Chat Banking whenever you need, wherever you are.
Ready to activate HDFC Chat Banking? If you’re an ET banking account holder, follow these steps:
[Insert activation steps here.]
If you’re a Bank account holder, here’s how you can activate HDFC WhatsApp banking:
- Save this number: .7070022222
- Send a WhatsApp message saying “Hi” from your registered mobile number.
- Type in the last 4 digits of your debit card number or customer ID.
Enter the OTP sent to your registered mobile number to kickstart your HDFC WhatsApp banking services. Easy as that!
If you’ve got a Bank credit card, here’s how to get started on WhatsApp:
- Shoot a WhatsApp message saying “Hi” from your registered mobile number.
- Enter the last 4 digits of your credit card number.
- Pop in the OTP sent to your registered mobile number.
- And for Bank loan customers:
- Save this number: 7070022222
- Send a WhatsApp message saying “Hi” from your registered mobile number.
- Enter the last 4 digits of your Loan Account Number.
- Enter the OTP received on your registered mobile number.
If you ever want to opt out of Bank chat banking, just send a WhatsApp message saying “De-register” to 70700 22222.
Now, let’s talk about the perks of HDFC Bank Netbanking:
Also Read: Banking At Your Fingertips: Exploring The Wonders Of Indian Bank Net Banking
Convenience:
Manage your accounts from anywhere, anytime, as long as you’re connected to the internet. No more bank visits or waiting in lines.
Ease of Use:
The online platform is designed to be super user-friendly, making it a breeze to navigate.
Security:
Your data is in good hands. HDFC Net Banking uses top-notch security measures like two-factor authentication and encryption.
Access to a Range of Services:
Perform various transactions like fund transfers, bill payments, loan applications, and investment management.
Cost-effective:
Netbanking transactions are often cheaper than traditional methods like cash or checks, saving you some bucks in the long run.
FAQ questions & Answering:
Q. How do I electronically verify my return?
A. Generate a 10-digit alphanumeric Electronic Verification Code (EVC) unique to your PAN.
Q. What’s the benefit of verifying returns electronically?
A. No need to send a physical ITR to CPC if you use EVC.
Q. Are these steps the same for every bank besides HDFC?
A. Nope, steps vary for each bank.
Q. Can I register for HDFC Net banking without a debit card?
A. No, you need a debit card. If you don’t have one, contact your bank to get an active debit card.
Q. Can I use a credit card for Net Banking registration?
A. Nope, you need a valid debit card linked to a bank account.
Q. Is there a fee for internet banking registration?
A. Nope, all four activation methods are free for consumers.
Q. How do I change my net banking password?
A. Log in, go to the top, and select ”Change password.” Enter your current and new passwords.
Q. Who to contact when enrolling online?
A. Authorized customers can reach out to the 24/7 customer service team for quick help or use the online chatbot. Easy peasy!