Do you guys know about Pradhan Mantri Jan Dhan Yojana why people are so concerned to open a Pradhan Mantri Jan Dhan Yojana Online Apply account and how you can open a Pradhan Mantri Jan Dhan account for yourself, what documents are required to open this account, and what are the terms and conditions to fulfill the eligibility requirements, Can you open this account online if yes then how you can do it so I am gonna cover all these questions in this article stick with me till the end,
What is Pradhan Mantri Jan Dhan Yojana?
This scheme was started to connect all the public to the banks across the country, what used to happen in our country is whenever our government starts any kind of scheme, subsidy, or whenever they wanted to help the public through a financial problem they used to face corruption problem in their way because there were so many corrupt government officers who used to do fraud with all those money which governments
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used to send help to all poor public that’s why they started this scheme so they can easily send their money into the public’s bank account, our government intended to open saving bank accounts for every person in the country and also the public can have benefits and facility from those accounts where it is different from a regular bank account once you have opened your savings account you will get benefit from the government
whenever they plan to help or start any scheme so they can easily send all the money to your account like for example government has planned during this lockdown that they will send some money to poor public so they can easily send this money direct to your account through this scheme and this is the benefit of this scheme,
What are the benefits of this account?
You can have all the benefits whenever the government launches any scheme and whatever the benefits you should get you will get that in your saving account, you don’t have to maintain a single penny amount in this account even if you do not maintain this account the government won’t close your account,
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you will get approximate 4 to 5% interest rate on your deposits, you will get accidental insurance worth rupees 2 lakhs as well as you will get life insurance cover worth rupees 30,000/-, whenever you will do any funds transfer you won’t get charged by the banks and there are so many benefits you will get from this account, to read all the benefits from this account you can simply search in the Google and find out there,
What documents should you have?
You can use such type of document where it is used for identification proof and address proof as well it means you can use such type of documents where your photo and addressed is given there like you can use your Aadhar card or passport, voter ID card or PAN card or NREGA job card there if you have these documents then you can easily open this account,
You can open this account from any bank any csp branch by visiting and if there is any bank outlet that is opening a Jan Dhan account so you can just simply visit there along with all your documents this is just regular savings account opening where you have to visit the bank or anything along with your documents and you have to tell them that
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you want to open a savings account under this scheme & they will give you some information about it after that they will give you a form to submit all your information you will also need two passport size photo, in case you are not able to get that form you can just simply go to their official website and download it,
So, this was all the process you have to go through to open a Pradhan Mantri Jan Dhan account.
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