To access your Indigo® Mastercard® for Less than Perfect Credit account, simply visit the login page on the Concora Credit website. Once there, input your designated username and password into the provided fields. After ensuring your credentials are accurate, click the ”Log in” button to gain entry to your online account. If you haven’t registered yet, no worries! You can initiate the process by clicking the ”Register” option, allowing you to establish your unique username and password for future access.
Easy Steps to Register and Manage Your indigo credit card Online Account
Ready to gain online access to your Indigo Credit Card account? Follow these simple steps to get started:
Register Your Account: Click the “Register” option and provide your account number, date of birth, and Social Security number to verify your credit card account.
Create Your Credentials: Choose a unique username and password for your indigo credit card account. Remember, usernames and passwords should not contain spaces.
Log In: Visit the Concora Credit website’s login page, and enter your newly created username and password in the respective fields. Click “Log in” to access your account.
Once you’ve completed these steps and successfully logged in, you’ll have the power to manage your Indigo Credit Card account online. This includes activities like paying your credit card bill, viewing statements, tracking account activity, and updating account information such as passwords and automatic payments.
Should you ever forget your login details, don’t worry! Simply click “Forgot your Username or Password?” on the Concora Credit login page, and follow the prompts to reset or retrieve your username or password. It’s a breeze to stay in control of your indigo credit card account.
read more :- Best Wells Fargo Credit
Activating Your Indigo Credit Card: A Step-by-Step Guide
To activate your indigo credit card, you have two convenient options: online activation and phone activation. Here’s how to activate it online:
Visit the Activation Page: Go to the indigo credit card activation page.
Register Your Account: Click on “Register Your Account,” located below the login button.
Provide Personal Information: Enter your card number, date of birth, email address, and Social Security Number as requested.
Complete Registration: Click on “Register Now” to proceed.
Follow On-Screen Instructions: Once you’re logged in, follow the on-screen instructions to activate your card.
For phone activation, simply call the provided number, enter your Social Security Number, and follow the automated prompts to connect with a customer service representative. Your indigo credit card will be ready for immediate use once activated.
read more :- Best Wells Fargo Credit Cards
No Indigo Credit Card App, but Convenient Online Management
As of now, there is no indigo credit card mobile app available. Nevertheless, you can easily manage your credit card online. This includes the ability to make credit card payments, access statements, monitor account activity, and update account information like passwords and automatic payments, all through the online portal.
Checking Your Indigo Card Balance: Online or by Phone
To check your Indigo Credit Card balance, you have two convenient options: online access or via phone at (800) 353-5920. It’s advisable to regularly monitor your balance to ensure accuracy, and in case you notice any discrepancies, review your recent transactions for any unusual activity.
How to Check Your Indigo Credit Card Balance
You have multiple convenient methods to check your indigo credit card balance:
1. Online: Log in to your Indigo Credit Card online account. Besides balance checks, you can also make payments, monitor account activity, and more. If you’re not enrolled in online banking yet, be sure to set up your online account first.
2. Over the Phone: Dial (800) 353-5920 and follow the automated prompts to connect with a customer service representative.
Additionally, your monthly account statement provides your balance, but it’s accurate as of the statement’s closing date. For the most up-to-date balance reflecting recent card usage and payments, utilize the online or phone methods mentioned above.
Indigo Credit Card Credit Limit Increase: Not Available
Regrettably, the indigo credit card does not offer the option to request or receive a credit limit increase. The credit limit you are initially assigned upon approval remains unchanged.
Unlike some other credit cards that may allow for credit limit increases based on good account management and eligibility, the Indigo Credit Card does not provide this feature. To enhance your creditworthiness, consider maintaining a positive account history by making timely and full credit card bill payments, and ensure your income information is up to date. If you’re seeking the possibility of a credit limit increase, you might explore alternative credit card options designed for individuals with bad credit, as some of these cards do offer such opportunities to eligible cardholders.
Paying Your Indigo Credit Card Bill: Convenient Options
To settle your Indigo Credit Card bill, you have several convenient methods at your disposal:
Online Payment: The simplest and quickest method is to pay your bill online through the indigo credit card website.
Phone Payment: Dial (866) 946-9545 and follow the instructions to make a payment over the phone.
Mail Payment: You can also send a payment by mail using the address provided on your credit card statement.
Remember that the indigo credit card mandates a minimum monthly payment of either $40 or 7% of your balance, depending on which amount is higher. Make sure to meet this requirement to maintain your account in good standing.
Making Your Indigo Credit Card Payment: Simple Options
Paying your Indigo Credit Card bill is a straightforward process with several convenient methods available to you:
Online Payment: Log in to your Indigo online account and head to the “Bill Pay” tab. Provide your bank account’s routing and account numbers, and specify the payment amount and the desired date. To ensure same-day credit, submit your payment by 5 p.m., Pacific Time. Payments made after this time will be credited on the following calendar day.
Phone Payment: You can also make a payment by phone; simply call indigo credit card customer service at (866) 946-9545. You’ll need to enter your account number before being connected to a representative.
Mail Payment: For those who prefer traditional methods, send a check or money order by mail to the following address: Concora Credit, PO Box 4477, Beaverton, OR 97076-4477.
It’s vital to ensure your indigo credit card payment is credited by the monthly due date. If you opt for mailing your payment, allow at least seven business days for it to arrive. Late payments can result in a $40 fee and a penalty APR. Furthermore, they can negatively impact your credit score, which is particularly significant since
the Indigo Credit Card is designed for individuals with poor credit. If you encounter any issues with logging in or making payments, don’t hesitate to reach out to Indigo’s customer service line at (866) 946-9545. A customer service agent will assist you in navigating the website and using the online bill payment services.
Obtaining an Indigo Card Cash Advance
You can access an Indigo Credit Card cash advance easily at any ATM that accepts Mastercard. Follow these steps to get a cash advance:
- Insert your Indigo Credit Card into the ATM.
- Enter your personal identification number (PIN) associated with your card.
- Select the “cash advance” option from the ATM menu.
- Input the desired amount for the cash advance.
- Retrieve the cash along with your card.
Keep in mind that cash advances typically come with additional fees and may have a higher interest rate compared to regular card purchases, so it’s advisable to use them sparingly and consider other options for borrowing if possible.
Indigo Credit Card Cash Advance: Important Information
If you’re considering a cash advance with your Indigo Card, it’s crucial to be aware of the following details:
High APR: Cash advances on the Indigo Credit Card come with a steep APR of 29.9%. Interest starts accruing immediately, without any grace period.
Cash Advance Fee: There is a cash advance fee associated with the Indigo Card, which amounts to 5% of the cash advance (with a minimum of $5). Additionally, be prepared for possible ATM-owner fees.
PIN Requirement: To initiate a cash advance at an ATM using your Indigo Card, you will need a Personal Identification Number (PIN). If you don’t already have one, you can request it by calling (800) 353-5920. Expect to receive your new PIN by mail within approximately 3-5 business days.
It’s important to note that cash advances can be quite expensive, given the high APR and associated fees. Therefore, it’s advisable to explore alternative financing options and reserve cash advances for situations where there are no other viable choices.
Indigo Credit Card Customer Service Contact
To reach Indigo Credit Card customer service, you can use the following phone number:
Phone Number: (800) 353-5920
In addition to phone contact, you may have other methods for reaching customer service, such as online account messaging or email. When you have questions or need assistance with your Indigo Card, don’t hesitate to get in touch with their customer service team.
Contacting Indigo Credit Card Customer Service: Multiple Channels
When you need to reach out to Indigo Credit Card customer service, you have several communication options at your disposal:
1. Phone Contact: Call (800) 353-5920 and follow the automated prompts after entering your card number to connect with a representative. This is often the quickest method for urgent matters.
2. Fax: If you have documents to send, you can use the fax number (503) 268-4711.
3. Written Correspondence: For inquiries via mail, you can contact Indigo Credit Card customer service at the following address:
Concora Credit
PO Box 4477
Beaverton, OR 97076-4477
Please keep in mind that mail correspondence may take a few business days to reach its destination. For more immediate concerns, calling is the recommended approach. Additionally, you can check the card’s FAQ page to see if there’s already a solution available for your issue.